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Finance & Mortgage

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Finance Services

BRIEF

In an era, where creativity paves the roadmap of our future commercial society, brilliant minds always seek expert consultation in legal matters regards to incubation or funding, so they can remain laser focused on their entrepreneurship goals and build a company they’ve envisioned. Whether you’re a micropruner or an established business, we can help you in your growth.

At Immigration Casa we support and promote young, innovative, entrepreneurs and their unique business ideas. As investors, either we can invest in your business, or find a suitable investor to nurture and monetize your brilliance. Our aim is to ensure that we equally support all sections of our society, grow your business, and commence your entrepreneurial- migration journey in Europe. Interested in finding investors for your business?

Our investors are naturally attracted to industries such as tech, franchises, pharmaceutical, retail, online stores, arts, and other consumer fulfillment businesses. However; we can become obsessively interested in your business idea too, if you’re futuristic, a visionary, well planned, savvy to launch the business, and run it too- we would like to hear from you. Let’s globalize your business!

How It Works?

  • Schedule a meeting with us
  • Present that ‘big idea’
  • If you manage to trigger our interest, we find you an investor
  • We become your growth partner
  • We register your company
  • You execute the business plan

     

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Why Immigration Casa?

  • We find those ‘funds’ which are imperative to your realize your business idea
  • Our Corporate lawyers propose the appropriate ‘company structure’, which is critical to the success and smooth running of your business
  • We ‘register your business’ and ‘incubate your company’ in an European country
  • We help you find the perfect ‘premise’ to commence your business and reach your customers, from dedicated to co-working spaces
  • Our lawyers guide you to subsidies your ‘corporate and personal taxes’
  • Another group of professional lawyers protects you from ‘Labor Laws’ and ‘Worker rights’
  • We ensure you’re regulated and compliant with ‘European Trade Laws’ such as GDPR amongst others European corporate governance laws
  • We can help you find ‘multiple rounds of funds’, if you’re good at your business
  • We can apply for a ‘Business Residence Permit’ for you and your family

Mortgages

Brief

Whilst planning to purchase a residential, timeshare (vacation property arrangement), fractional, or commercial property; for personal use or as an investment, enabling a pathway to live in Europe is a decision that will change your life forever, our affluent team of ‘Real-Estate lawyers’ and ‘Mortgage Advisors’ can transform this elongated and daunting journey into a streamlined, simplified and pleasurable experience.Anyone who intends to make an investment into a property in Europe; either for family use, or entrepreneurial endeavors, or as an income generating tool (rental yield), or as a student accommodation, to enable ‘migration by investment’ or to ‘commence a Startup business’, will almost certainly require precise and quick course of guidance and legal representation, because, there are stringent details and requirements in the property transfer stages and buyers property registration of papers which can determine the success of your property purchase or your investment category to avail your European Residence Permit in future. Additionally, it’s imperative to ensure that your equity investment is comprehensively prospected before, during, and even after your property purchase, whilst simultaneously tackling the bureaucracy and regional languages of local government officials and protecting your legal rights, upon arrival into a new country.Additionally, you may seek a ‘Mortgage’ or more commonly called a ‘Home Loan’, to commence or grow your property portfolio. At Immigration Casa, our expert Mortgage consultants have more than 10+ years of experience in handling mortgage and property finance cases for clients.

We access every home loan product in the market and approach every lending bank, thereby, ensuring that you avail an unbiased advice and your interests are protected in every stage.
We are here to support you in every step of acquiring your ideal property.

Do you know what’s considered ‘a good rental yield’ is for an investor?

After all the costs that have been incurred in the property purchase, a 6 to 8% rental yield is globally recorded to be a good rental return on your investment, after payment of mortgage and all taxes!

WHAT WE DO?

  • Identification of new international real estate properties
  • Brining investment-growth prone developers to you
  • Keeping a track of current market trends and analyzing long term effects
  • Analyzing cost and time effective strategies and investments.
  • Support investors for all their requirements (local banks and other offices).
  • Managing investments by focusing on maximizing its returns in the long run.

     

WHY CHOOSE US?

  • End-to-end international real estate investment services
  • Proven track record of successful projects
  • A reliable network that caters to all your investment needs
  • Hard-working team of experts, who are driven to deliver a positive outcome
  • A personalized service experience to take care of all minute details
  • We work for YOU, not the banks – We are independent advisors
  • We provide exclusive Mortgage rates and products
  • We secure your mortgage by interacting with banks, realtors, valuators, insurance, developers and government entities
    We provide ongoing support and offer you peace of mind until transfer of the property

Dubai, United Arab Emirates Mortgage

A billionaire’s paradise, a tax-free hub, a cultural melting pot, a futuristic society, a growing economy, a hot-spot for realtors and investors, extremely conducive for investments, safe, secure and quick transactions, confidentiality prone and home to the tallest skyscraper in the world ‘Burj Khalifa’; are all synonymous to describe the society of Dubai, United Arab Emirates.

With an expat society comprising 86% of the population in Dubai, mortgage interest rates being at a rate of 4-5%, a property loan term of 25 to 30 years, and an average rental return of 10% or higher; Dubai is one of the most sought after regions in the world for its modern and newly built properties.

Top 5 reasons to buy a property in Dubai:

  1. Highly developed and regulated property market 
  2. Modern and newly built up properties 
  3. Tax free rental yield of up to 10%
  4. Low transaction fees 6%
  5. Smooth and straight forward ownership process for residents and non-residents
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Types of Mortgages in Dubai:

  • Resident Mortgages
  • Non-Resident Mortgages
  • Equity Release
  • Remortgages / Buyouts
  • Commercial Finance
  • Warehouse finance
  • Large buildings
  • Land finance
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Interested in Dubai properties and mortgage? BOOK A MEETING

Spain Mortgage

Is at the heart of Europe’s economy, with an excellent weather, sunshine of 300 days in some parts of Spain, it’s ranked continuously within the Top 3 economies of Europe and Top 15 economies in the world, by GDP. Spain is a full-member of the Eurozone, European Union (EU), Schengen area and European Economic Area (EEA) 

Spain Mortgage interest rates are around the 2.99% rate, a property loan term can be of up to 30 years, and an average rental yield of around 6 to 8%.

Types of Mortgages in Spain:

  • Resident Mortgages- Residents can borrow up to 80% of the property’s assessed value
  • Non-Resident Mortgages- Non- Residents can borrow up to 70% of the property’s assessed value
  • Expat Mortgages- Expat-focused Spanish mortgages are offered by both international banks and Spanish banks.
  • Commercial Mortgage- If you are buying a property for commercial use, such as a restaurant or a shop, for example, the maximum mortgage is 50% of the price (or valuation if lower)
  • Construction Mortgage- If you wish to build their own home, banks offer construction mortgages. These are complex for brief explanations and you should definitely speak to us, but broadly-speaking you can potentially borrow 60-70% of the land and construction costs combined
  • Retiree Mortgage- If you are over age 60 and in receipt of a pension, you can still have the mortgage in your own name. It is also possible to appoint a guarantor such as a family member to secure the borrowing, which can have potential inheritance tax benefits if they are also a part-owner in the property
  • Golden visa requires an investment of at least €500,000 (without financing)

 

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Interested in Spanish properties and mortgage? BOOK A MEETING

Portugal Mortgage

The favorable schemes for expatriates, tax-subsidies for European retirees, sunny-weather, economic life-style, growth returns on real-estate investments and the rustic charm of a classic European country, is what best describes Portugal, a full-member of the Eurozone, European Union (EU), Schengen area and European Economic Area (EEA)

Portugal Mortgage interest rates are around the 3 to 4% rate, a property loan term can be of up to 30 years, and an average rental yield of around 6 to 8%.

Top 10 reasons to buy a property in Portugal:

  1. Purchasing and retaining ownership of a property in Portugal for at least five years (or longer) can make you eligible for Portuguese citizenship.
  2. Own a home where there is sunshine all year round 
  3. Cost of living in Portugal is one of the lowest in Europe 
  4. A property investment with high rental yields of 15-20%
  5. Portugal is a safe place to live with a high degree of political stability  
  6. A beautiful country, unspoiled nature, and golden beaches 
  7. Portugal offers a very high quality of life 
  8. Great tax incentives through the NHR scheme 
  9. Easy access from South America, USA, Africa and Middle East  
  10. Public infrastructure such as healthcare is incredibly modern and sophisticated, whilst public transport links are excellent and well networked

Types of Mortgages in Portugal:

  • Resident Mortgages- Residents can borrow up to 90% of the property’s assessed value
  • Non-Resident Mortgages- Non- Residents can borrow up to 80% of the property’s assessed value
  • Expat Mortgages- There is no restrictions on non-EU residents buying property in Portugal. The government does what it can to encourage foreign property investment.
  • Commercial Mortgage- If you are buying a property for commercial use, such as a restaurant or a shop, for example, the maximum mortgage is 50% of the price (or valuation if lower)
  • Construction Mortgage- If you wish to build their own home, banks offer construction mortgages. These are complex for brief explanations and you should definitely speak to us, but broadly-speaking you can potentially borrow 60-70% of the land and construction costs combined
  • Retiree Mortgage- If you are over age 60 and in receipt of a pension, you can still have the mortgage in your own name. It is also possible to appoint a guarantor such as a family member to secure the borrowing, which can have potential inheritance tax benefits if they are also a part-owner in the property
  • Golden visa requires an investment of at least €500,000 (without financing)
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Interested in Portuguese properties and mortgage? BOOK A MEETING

France Mortgage

The French property market has proved to be remarkably resilient to the 2019 pandemic, with property prices forecasted to continue rising by +3.5% during 2021. High rental yields – taking advantage of the unique high rental yields in the South of France, your investment will pay off within 10 years

Top 11 Reasons to Buy a Property in France:

  1. The French property market always grows 
  2. Low mortgage rates of France 
  3. High value properties, in a buyer’s market 
  4. Rental Yield of 15-20%
  5. Excellent healthcare and education facilities
  6. More space, fewer people
  7. Wide variety of properties
  8. Very sociable lifestyle
  9. Pleasant climate
  10. EU Resident

Types of Mortgages in France:

  • Resident Mortgages- Residents can borrow up to 85% of the property’s assessed value. The minimum deposit required is 15% and interest rates range from 0.50 to 1.75%
  • Non-Resident Mortgages- Non- Residents can borrow up to 80% of the property’s assessed value. The minimum deposit required is 20% and interest rates range from 0.95 to 2.35%
  • ‘Buy to Let Out’ Mortgage- A typical buy to let out mortgage for a non-resident, with a 12 year fixed interest plan is offered an interest rate of 0.95% and a maximum loan amount of 60%, resulting in a monthly payment of Euros 874.

Interested in French properties and mortgage? BOOK A MEETING

You can also select a property from one of our featured listings, which are verified, pre-approved, and ready for a transfer. Herein, all the above complexities to ensure the property purchase rights of foreigners have been protected are vigorously conducted with the seller and the several local government offices. Moreover, these properties are ready and available for a quick sale, which can enable to speed up the transfer and the application of your Residence Permits.

Check our Lawyer Services section.

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’Immigration Casa’ is a full service migration-investment services company. Our migration programs are focused in Europe, UK, and The Caribbean Islands. Our lawyers have crafted affordable and unique migration solutions, for you, and your families. We specialize in EU- Residence Visas from Nil Investment, Business visa, Golden Visa, Student, Freelancer and Retiree visas, whilst our Fast Citizenship investment programs are designed to quickly assist and obtain your desired permits for immigrating to a new country.

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Immigration Casa Tech Holdings FZ LLC which’s a duly registered company in Creative City Fujairah, United Arab Emirates (UAE), under the Trade License No 17307/2021
’Immigration Casa’ is a full service migration-investment services company. Our migration programs are focused in Europe, UK, and The Caribbean Islands. Our lawyers have crafted affordable and unique migration solutions, for you, and your families.
Learn More
UAE : +9714 892 9676
UAE : + 971 52 928 5523
UAE : + 971 55 549 4492
Spain : +34 666 620 907
info@immigration-casa.com
Address: 17, Iridum,
Next to Pan Emirates,
Al Barsha 1, P O Box 391186, Dubai, UAE
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